Last month, the Society of Actuaries (a group I was born to belong to!) published a mammoth (84-page) report entitled “Viability of the Spend Safely in Retirement Strategy”. Despite its opaque title, this report (written by Steve Vernon, Joe Tomlinson, and the estimable Wade Pfau) contains some interesting info about planning for retirement income. On […]
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Crafting is a great way to express your creativity and, in many cases, make something you can use, gift, or sell. And there are so many kinds of crafts! Ceramics, knitting, woodworking, jewelry-making, metalsmithing, leatherworking…the list just goes on! If you enjoy working with your hands, then there’s a craft for you. Are you a […]
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I’ve been on the internet for a long, long time. Via local Bulletin Board Systems, I started reading USENET newsgroups — mostly Star Trek and comic book and computer game stuff — during college in the late 1980s. I got sucked into the world of MUDs. Soon after graduating, I heard about this new thing […]
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Wise Bread Picks SmartyPig helps their users save for specific financial goals, including being prepared for unexpected expenses. To encourage people to make saving for unexpected expenses a priority, they are giving away $500 to Wise Bread readers! Don’t miss your chance to win! Three prizes are up for grabs: 1st Place: $300 Amazon Gift […]
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Wise Bread Picks Join our Tweetchat on Thursday 8/1 at 12pm PST/ 3pm EST for lively conversation and a chance to win a $200 gift card or one of two $50 gift cards! Use #WBChat and #HowAmericaPays to participate. This week’s topic: How America Pays for College! Learn about how much families are paying for […]
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The dollar store is a great place to get inexpensive household goods, party favors, craft supplies, and other knick-knacks. What are your favorite dollar store buys? Are there items that you only buy at a dollar store — or that you never buy there? What is the most surprising thing you’ve seen sold at a […]
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Wise Bread Picks Experts often say that debt can only be considered “good” if it’s attached to an appreciating asset. Borrowing money to purchase a home that should rise in value over time is usually considered a smart move, for example. A business loan can also be a net positive provided the funds are used […]
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Two years ago, credit reporting agency Equifax suffered an enormous security breach. Hackers gained access to the personal data of 147 million Americans: Social Security numbers, credit card details, and other sensitive information. Almost half the U.S. population was affected. Recently, Equifax reached a settlement agreement with the Federal Trade Commission to provide compensation for […]
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Wise Bread Picks Knowing you need to save money is one thing, but making it happen requires some extra effort. After all, your paycheck won’t automatically move itself into your savings account or hide itself in your Roth IRA. Only you can take the required steps to set aside some of your money, which we […]
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