Upgrade Complete!

Well, that was unexpected. After three very hectic months — three crazy months during which I managed to balance travel, speaking engagements, and writing — I essentially went dormant on October 15th. It’s as if I were an electronic device that just received a major software upgrade, then had to shut down and reboot in […]

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5 Ways to Make the Holidays More Affordable — Without Taking Out a Holiday Loan

Your Money Working Harder Holiday loans are advertised as a solution to holiday budgeting shortfalls, but they could cause more problems than they solve. That’s because holiday loans are really just personal loans marketed specifically for holiday shoppers. The reality is, these loans come with APRs ranging from 5.99% to 35% APR, and monthly payments […]

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